🔴 Live Webinar Monday, August 17 at 7 PM ET
REVEALED: The IRA Ownership Illusion — Why Your Statement Balance May Not Be What Your Family Actually Gets to Keep
Discover how retirees with $500,000 or more in IRAs & 401(k)s are cutting their lifetime tax bill, often by six figures, using smart RMD planning, Roth conversion timing, and Medicare/IRMAA sequencing before the IRS forces the issue.
WITHOUT market guesswork, gambling with your savings, or blindly accepting the IRS default plan.
What You'll Discover Inside the Live Workshop
The IRA Ownership Illusion: Why Your Balance Isn't All Yours
Every traditional IRA and 401(k) has a silent partner: the IRS. You’ll see how to estimate what your family may actually get to keep after taxes — and how to begin taking control before RMDs force the issue.
Why “Staying In Your Tax Bracket” May Cost You a Fortune
Many retirees convert too little because they are focused on this year’s tax bill instead of their lifetime tax bill. You’ll see how comparing 3-, 5-, 7-, and 10-year Roth conversion strategies can reveal dramatically different outcomes.
How To Avoid The RMD, Medicare & Widow’s Tax Traps
Required Minimum Distributions can increase taxable income, trigger higher Medicare premiums, and leave a surviving spouse with a much worse tax problem. You’ll learn how income timing and withdrawal sequencing may help reduce these surprises before they start.
See how RMDs, Roth conversion timing, and Medicare premiums can change what you actually keep in retirement.
MEET YOUR PRESENTER
Hello, I'm Benjamin Borden
At ANNUVA Financial, I focus on the part of retirement most firms skip: what happens after you’ve accumulated the money.
Most financial professionals are good at helping people grow a nest egg. My work begins where that leaves off — when taxes, Required Minimum Distributions, market losses, Medicare premiums, and income needs all start competing for the same retirement dollars.
I help retirees and pre-retirees answer the question most advisors never clearly show them: after taxes, RMDs, Medicare premiums, and market risk, how much of your retirement money do you get to keep?
I built ANNUVA around a simple belief: you deserve to see the actual math.
Not vague opinions. Not generic retirement advice. A year-by-year picture of what your accounts may really produce after taxes — and what a coordinated Roth conversion, income, and risk strategy could do instead.
When the numbers support a change, I’ll show you.
When they don’t, I’ll tell you that too.
Attend live and see how to request your complimentary Retirement Income, RMD & Roth Conversion Analysis.
What Clients Have Said About Working With ANNUVA Financial
This workshop is especially valuable if you’re within 5–10 years of retirement, recently retired, or nearing RMD age and want to avoid costly tax surprises before they start.
Frequently Asked Questions
Who is this webinar designed for?
This webinar is designed for retirees and pre-retirees with $500,000 or more in IRAs, 401(k)s, 403(b)s, TSPs, or other retirement accounts who want to understand how taxes, RMDs, Medicare premiums, and Roth conversions may affect how much of their money they actually keep.
How long is the webinar?
The workshop runs about 60 minutes and is designed to be direct, practical, and easy to follow. You’ll see the major retirement tax traps, how Roth conversion timing works, and why the right strategy depends on your actual numbers — not guesswork.
Is the webinar truly free?
Yes. The webinar is free to attend, and qualified attendees may request a complimentary Retirement Income, RMD & Roth Conversion Analysis to see how their current retirement account strategy compares to a coordinated Roth, income, and tax plan.
Will this webinar apply if I already have a financial advisor?
Yes. Many people who attend already have an advisor, CPA, or investment account at a large firm. This webinar is focused on a specific question many firms do not clearly model: how taxes, RMDs, Medicare premiums, Roth conversions, and survivor tax rules may affect your retirement income over time.
Is this just about Roth conversions?
No. Roth conversions are one part of the conversation. The workshop also covers RMDs, Medicare IRMAA, Social Security taxation, widow’s tax, income timing, and how retirement withdrawals can affect the amount of money you actually keep.
Do I need to be retired already?
No. This webinar is especially valuable if you are within 5–10 years of retirement or recently retired. The years before Required Minimum Distributions begin may be one of the best windows to evaluate Roth conversions and retirement tax planning.
What happens after the webinar?
After the workshop, qualified attendees may request a complimentary Retirement Income, RMD & Roth Conversion Analysis. This review is designed to compare your current IRA or 401(k) path with potential Roth conversion, income, and tax-planning strategies so you can see whether there may be a meaningful opportunity before making any major decisions.
Upcoming Webinar
Monday, August 17 at 7:00 PM ET
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The content on this page is for general educational purposes and is developed from sources believed to provide accurate information. It is not intended as tax, legal, or investment advice. Please consult a qualified professional regarding your individual situation. Any examples or figures shown are hypothetical illustrations, do not represent any specific client, and are not a guarantee of future results.
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